Avalmadrid, the Reciprocal Guarantee Society of the Community of Madrid, closes the 2025 financial year with an extraordinary year marked by growth, consolidation, and commitment to the business fabric of Madrid. With a 52% increase in New Production of guarantees – reaching 230 million euros, almost four times the sector's pace – the entity reinforces its role as a key financial engine for SMEs, self-employed individuals, and new entrepreneurs in the region.
The profit before tax exceeds 3 million euros, 50% more than the previous year, which, being a non-profit entity, will be fully reinvested to continue strengthening its solvency and capacity to support the Madrid business ecosystem.
This boost has translated into tangible results: more than 2,500 financing applications processed for an amount exceeding 624 million euros and operations approved for over 353 million. Thanks to this, Avalmadrid has directly contributed to the maintenance and generation of more than 22,000 jobs this year, with a total that already exceeds 84,000 supported jobs.
Financial strength and continuous improvement
The entity closes the year with historic figures of solidity: a solvency ratio above 30%, own resources exceeding 110 million euros, and a live risk close to 450 million. Additionally, the delinquency ratio continues to decline.
Key boost to protected housing and entrepreneurship
In 2025, Avalmadrid has taken a decisive step in its more social aspect, becoming a key player in the development of protected housing in the Community of Madrid. Within the framework of the agreement with the regional government and in collaboration with major financial entities, the entity has approved over 36 million euros in operations that will allow the construction of more than 800 public protection homes, offering real solutions to young people and families in Madrid seeking access to affordable housing.
It also highlights its commitment to entrepreneurship: over 320 new projects have received support from Avalmadrid, generating an induced investment of over 54 million euros.
In line with its commitment to sustainability, 57 projects have been financed for nearly 20 million euros, consolidating its positioning as a responsible and innovative entity.
Corporate reputation on the rise
2025 has also been the year of Avalmadrid's reputational consolidation. Thanks to its performance, customer proximity, and operational efficiency, the entity has significantly improved its rating on platforms like Google My Business, with a rating of 4.9 out of 5, achieving over 700 5* reviews, reflecting the growing recognition from clients and collaborators.
Looking to the future: strategic plan 2026-2028
With all the objectives of the Strategic Plan 2023-2025 surpassed, Avalmadrid will present its new Strategic Plan 2026-2028 in the coming weeks, with ambitious goals: to exceed 600 million euros in live risk, continue improving profitability with a projected profit exceeding 4 million, and continue reducing its delinquency ratio, always focusing on the economic and social development of the region.
Lorenzo Alonso, general director of Avalmadrid, emphasizes: “Avalmadrid has established itself as an effective tool for energizing the Madrid economy. This year we have not only grown well above the sector, but we have also taken a firm step in promoting protected housing, an essential social right for Madrid society. Each project means employment, cohesion, and a future for thousands of families in the Community of Madrid.”
You may also like
